If you are unable to find a company willing to sell you Auto Insurance in Pennsylvania you can make an application to the
Pennsylvania Assigned Risk Plan. In order to qualify for an assigned risk plan policy you must go through a certified Agent.
Within the Assigned Risk Plan, you may qualify for the clean risk rate. The clean risk rates are lower than the regular assigned risk rates. You may qualify for the Assigned Risk Plan’s clean risk rate if within the preceding 36 months all licensed drivers in the
household:
•have had no accidents other than those in which your auto insurance company paid no more than $1,150 for any claims on your behalf
•have received no more than three traffic violation points
•have had no suspension or revocation of an operator’s license
•the named insured (the person[s] listed on the policy) has been a licensed operator for three years
